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  Terms Of Use and Disclosure
 

IMPORTANT! THIS PAGE EXPLAINS THE TERMS OF SERVICE (TOS) FOR USING THIS WEBSITE. BY USING THIS WEBSITE IN ANY FORM YOU ACKNOWLEDGE AND ACCEPT THESE TERMS OF SERVICE. OUR COMPANY RESERVES THE RIGHT TO CHANGE THESE TERMS OF USE AT ANYTIME. YOU USING THIS WEB SITE AFTER SUCH CHANGES TO THE TERMS OF SERVICE CONSTITUTE YOUR ACKNOWLEDGEMENT AND ACCEPTANCE OF THE TERMS OF SERVICE CHANGES. PLEASE BE SURE TO REVIEW OUR TERMS OF SERVICE ON A REGULAR BASIS.

Credit Reports

Free credit reports are available under Federal law at: Annual Credit Report.

Access To This Site

IN ORDER TO USE THIS WEB SITE YOU MUST BE 18 YEARS OF AGE OR OLDER. IF YOU ARE UNDER THE AGE OF 18 YOU ARE NOT ALLOWED TO USE THIS WEBSITE FOR ANY REASON. BECAUSE OF THE AGE RESTRICTION FOR USE OF THIS WEBSITE, THERE IS NOT ANY INFORMATION ON THE WEBSITE THAT FALL UNDER THE CHILD OLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

In using this website from time to time you may provide certain personal information. As a requirement for using the site all information provided by you must be accurate and complete. If our Company deems your information is not current or correct we reserve the right to refuse you access to this website without notice.

Hyper-Links and Earnings Disclosure

This site and materials distributed form this site may contain hypertext links to other World Wide Web sites. We make no representation or warranty as to the accuracy, completeness or authenticity of the information contained in any such hypertext link or third party website. Your linking to any other off-site pages or other sites is at your own risk.

All hyper-links in the content, materials, information, products, services, and software distributed from this site should be considered third party affiliate links which compensate the Company with earning. These links may influence content on this site.

Submissions

You agree that our Company has been granted world-wide, royalty-free, perpetual, irrevocable, sub-licensable, license to use, reproduce, modify, adapt, frame, brand, co-brand, and publish such content in any media now known or later developed, including the right to make the content available to the general public. Any and all materials submitted to us are public information and our Company is not required to keep it confidential. We may use all submission to profit without royalty or any liability. You personal information is handled as stated in our privacy policy.

Restrictions On Use

All of the information on this website including all content, materials, information, products, services, and software distributed by our Company for uses permitted by this site. Any other use of the information on this website including all content, materials, information, products, services, and software distributed by our Company is strictly prohibited without prior written consent.

All information on this website including all content, materials, information, products, services, and software distributed is copyrighted by our Company and can not be copied, distributed, republished, uploaded, posted, or transmitted in anyway without our prior written consent, unless authorized in writing elsewhere on our website. Information can be printed for personal use.

Disclaimer

The internet has risk. As a result we can not guarantee that downloaded reports, software or information from this site, will be virus free. Therefore, you are fully responsible for implementing sufficient procedures to check for such risks. Our company does not assume any responsibility for your loss due to as a result of your use of the Internet and this site.

The content on this site may not be 100% up to date, and no action should be taken by you based upon any information provided herein without your own or a qualified professional's independent verification of the accuracy of the representations.

THIS SITE AND ALL CONTENT, MATERIALS, INFORMATION, PRODUCTS, SERVICES AND SOFTWARE INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE ARE PROVIDED BY ON AN "AS IS" BASIS. OUR COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS, SOFTWARE OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, OUR COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF RESULTS, AND MERCHANTABILITY. FOR A PARTICULAR PURPOSE. OUR COMPANY DOES NOT WARRANT THAT THIS SITE; ALL CONTENT, MATERIALS, INFORMATION, PRODUCTS, SERVICES AND SOFTWARE INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE; THEIR SERVERS; OR E-MAIL SENT FROM OUR COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. OUR COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE OR FROM ANY CONTENT, MATERIALS, INFORMATION, PRODUCTS, SERVICES AND SOFTWARE INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

THIS IS THE ONLY WARRANT OF ANY KIND, EITHER EXPRESS OR IMPLIED THAT IS MADE BY OUR COMPANY. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY OUR COMPANY OR ANY OF ITS MEMBERS SHALL CREATE A WARRANTY OR IN ANY WAY INCREASE THE SCOPE OF THIS WARRANTY, AND YOU MAY NOT RELY ON SUCH INFORMATION OR ADVICE TO DO SO.

Limitation On Liability

WE ARE NOT A LENDING INSTITUTION OR LAWYERS, AND CAN ONLY OFFER OUR PERSONAL ADVICE. ALL ATTEMPTS TO CLEAN UP CREDIT, FILE BANKRUPTCY, AND/OR OBTAIN CREDIT OR LOANS WILL VARY DEPENDING ON THE EFFORTS AND CIRCUMSTANCES OF EACH INDIVIDUAL. IF YOU PURCHASE OUR MATERIALS, PLEASE BE AWARE THAT SOME OF THE LENDING INSTITUTIONS LISTED MAY REQUIRE AN UPFRONT FEE AND A CREDIT CHECK BEFORE APPROVING ANY LOAN APPLICATION. THEREFORE, IT SHOULD BE ASSUMED ALL LOAN CLAIMS AND LOAN AMOUNTS STATED ON THIS SITE ARE SUBJECT TO CREDIT APPROVAL AND DIFFERENT FOR EACH INDIVIDUAL. WE CAN NOT GUARANTEE THESE CLAIMS SINCE ALL LOANS ARE ISSUED BY THIRD PARTY BANKS AND LENDING SERVICES. ALL BANKS AND LENDING SERVICES ARE LIABLE FOR THEIR OWN PERSONAL SERVICES AND GUARANTEES. IF YOU DECIDE TO DO BUSINESS WITH ANY OF THE LISTED BANKS, MERCHANTS OR LOAN INSTITUTIONS, YOU AGREE TO FORWARD ALL QUESTIONS PERTAINING TO THEIR SERVICES TO THEM, AS THEIR OFFERS CHANGE PERIODICALLY. WE CAN AND WILL ONLY ANSWER QUESTIONS PERTAINING TO INFORMATION LISTED ON OUR WEBSITE. NO PERSON SHOULD RELY OR ACT UPON INFORMATION OR MATERIALS AVAILABLE FROM THIS DOMAIN WITHOUT SEEKING PROFESSIONAL ADVICE. NONE OF THE INFORMATION CONTAINED ON OUR WEBSITE SHOULD BE CONSTRUED AS LEGAL ADVICE. LETMERIDE.NET MAKES NO CLAIMS TO REMOVE OR ERASE ANY NEGATIVE CREDIT MARKS FROM YOUR CREDIT REPORT. WE CAN ONLY SHOW YOU WAYS THAT OTHER PEOPLE HAVE BEEN SUCCESSFUL AT DOING SO. THE INFORMATION PROVIDED, WHILE BELIEVED TO BE ACCURATE, MAY NOT BE, AND THUS NO ACTION SHOULD BE TAKEN BY YOU BASED UPON ANY INFORMATION PROVIDED HEREIN WITHOUT YOUR OWN OR A QUALIFIED PROFESSIONAL'S INDEPENDENT VERIFICATION OF THE ACCURACY OF THE REPRESENTATIONS.

COMPANY, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.

Indemnity

You hereby agree to indemnify, defend and hold Company, and all its officers, directors, owners, agents, employees, information providers, affiliates, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of the Agreement or the foregoing representations, warranties and covenants, including, without limitation, attorneys fees and costs. You shall cooperate as fully as reasonably required in the defense of any claim. Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of Company. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.

Trademarks

Our trademarks identify our products and services and the property of our Company. You may make fair use of our trademarks in advertising and promotional materials, and in referring to our products and services (for example, in a magazine article) without our permission, provided you follow standard trademark usage practices and provide proper attribution. Other uses require our written permission. Please make such requests by email or regular mail.

Information Provided By You

You may not post, send, submit, publish, or transmit in connection with this site any material that:

1. any information including pictures, music, text, books, and software that are copyrighted, owned or proprietary materials for any third party;

2. any materials that promote, hate, illegal activity or discusses an intent to commit an illegal acts;

3. any materials that are vulgar, or pornographic;

5. any information that threatens others or is against the law;

6. promotes harm to children by exposing them to inappropriate content;

7. exploits the site by using and its users by using spamming, trojoans, viruses, hacking, and other deceptive methods to manipulate the site;

8. violates any law or may be considered to violate any law;

9. advertises your business for commercial purposes, unless agreed to by the site;

10. falsifies or deletes any author attributions, legal or other proper notices or proprietary designations; or

11. hyper-links to other website that contain any of the above descriptions.

Our Company reserves the rights to monitor use of this site and use our sole discretion in removing information at anytime for any reason. Our Company reserves the right to terminate your access to any or all of the communication services at any time without notice for any reason whatsoever. Our Company also reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulations, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in its sole discretion.

Security

All passwords issued by this site are for the sole use of the individual it is assigned to. When assigned a password you are fully responsible for it and its security. The Company at its discretion can monitor your password and require you to change it at anytime.

Using the services or facilities provided in association with this site to compromise security or interfere with system resources or accounts it strictly prohibited. This includes the use of tools designed for compromising security (e.g., password cracker, password guesser software, or network probing tools). If you become involved in any violation of system security, Company reserves the right to share your details to other system administrators outside the Company in order to assist in resolving security issues. Company reserves the right to investigate suspected violations of these Terms of Use.

Company reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing Company to disclose the identity of anyone who uses this site.

BY USING THIS SITE YOU ACCEPT THIS AGREEMENT. IN ACCEPTING THIS AGREEMENT YOU FULLY WAIVE AND HOLD HARMLESS COMPANY FROM ANY AND ALL CLAIMS RESULTING FROM ANY ACTION TAKEN BY COMPANY AS A RESULT OF AN INVESTIGATION BY THE COMPANY OR LAW ENFORCEMENT.

Choice of Law and Jurisdiction

These Terms of Use and the relationship between the parties shall be governed by the laws of the State of California, United States of America, without regard to its conflict of law provisions and that any and all claims, causes of action or disputes (regardless of theory) arising out of or relating to the Terms of Use, or the relationship between you and the Company, shall be brought exclusively in the courts located in the county of Orange, California or the U.S. District Court for the Southern District of California. You and the Company agree to submit to the personal jurisdiction of the courts located within the county of Orange, California or the Southern District of California, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Company may revise these Terms of Use at any time by updating this posting.

 
 
 
 
 
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